How To Dispute Credit Report Accuracies
This Section 609 Federal Law Shows You How To Dispute Credit Report Accuracies
If you do a search on the Internet for “How To Dispute Credit Report” you will find that the first page search results: 1) Are all from websites owned or controlled by either the credit bureaus or the banking industry; and 2) These websites answer your question, “How to dispute credit report” by telling you that you cannot dispute credit report accuracies. You can only dispute items that you believe are inaccurate. So the big question still is:
How To Dispute Credit Report Accuracies
Don’t be a sheep being led to slaughter. Don’t let these biased websites deceive you into thinking that you cannot dispute and remove accurate negative credit items from your credit reports. Unless this article makes it to page 1 on your search results for “how to dispute credit report accuracies” then you may never find out that there is a way to force the credit bureaus to remove both accurate and inaccurate items on your credit reports.
How To Dispute Credit Report at Experian, TransUnion and Equifax
NOTE: It Doesn’t Matter whether these negative items are valid or not … They’ll ALL come off once you know how to dispute credit report accuracies. Keep reading to find out how & why?
Well the real truth is quite the opposite and you can find it on page 37 of the Fair Credit Reporting Act (FCRA). This 1971 Federal law states “ … that a consumer reporting agency is NOT required to remove accurate derogatory information from the file of a consumer, UNLESS the information is outdated or if it CANNOT BE VERIFIED”.
Furthermore, there are a handful of Court cases that are based on the FCRA where the Courts defined the term “Verified” for us stating that a credit reporting agency is required to have a copy of the original signed credit application document that was used to open the account verifying that the account they are reporting on belongs to you.
How To Dispute Credit Report
The credit bureaus will ignore this law if you allow them to and they’ll continue to act as if they don’t have to verify anything. They will tell you that it is the Creditor who is responsible for providing you with the verification document not them. If you purchase the package noted below and follow the simple step-by-step set of instructions that comes with the “Section 609 Do-It-Yourself Credit Dispute Letter Package”©®™ you’ll know exactly how to deal with them and force them to follow the law.
If you want to learn the full details on how to dispute credit report accuracies then you need to go to:
http://www.Section609CreditDispute.com
P.S. With any luck this article, “How To Dispute Credit Report” will make it’s way to page one of all search engines so the masses will learn that you can force the credit bureaus to remove any and all negative credit items from your credit report.
