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“NEGATIVE CREDIT” Can Be Removed Permanently!

negative_credit

"How To “Legally” Remove ALL Negative Credit From Your Credit Report." Discover How a SIMPLE & PROVEN "LEGAL" Credit Dispute System Can Get All of Your "NEGATIVE CREDIT" Items REMOVED from your credit report! Every Single Negative Credit Item will be gone. You'll NEVER Get Turned Down For A Loan or Credit Card Again. BONUS:…

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Time Barred Debt Collection is Breaking the Law

time_barred_debt

Debt Collectors are breaking the law if they attempt to collect time barred debt. You can Sue them for damages if they mail you a pennies on the dollar settlement offer.

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Hard Inquiry – How To Force Creditor to Remove Hard Inquiry

hard_inquiry

BEWARE – An Unknown Hard Inquiry Can Cost You Hundreds of Dollars a Month Have you ever walked into a car dealership ready to replace your 7 year old Honda that is starting to require costly repairs confident you qualify for a No Down Payment…

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Debt Collector Fined 1 Million for Using TEXT Messages

debt collector text message

How To Stop Debt Collector Phone Calls and Texting and Prevent them from Suing You to Collect a debt. You Can Walk Away From Credit Card Debt Without Getting Sued or a Judgment Against You if you have this information.

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Debt Collection Statute of Limitations

debt-collection-statute-of-limitations

Beware: If your debt has surpassed the Debt Collection Statute of Limitations you still can be sued and lose the lawsuit if you don't know how to properly respond to the lawsuit. Read this article completely to make sure you know what to do and…

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WARNING-OBAMA Wants to Legalize Debt Collector Harrassment

WARNING-OBAMA Wants to Legalize Debt Collector Harrassment

DEBT COLLECTOR Harrasment Makes It Easy For You To Become Debt Free A Debt Collector can become liable to you for thousands of dollars for calling you and leaving  voice mail messages.  If you play your cards right a debt collector could very well end up owing…

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What Do The Courts Allow a Bill Collector To Do To You?

Bill-Collector

Bill Collector Abuse!           Bill collectors are being sued in courts across the country for allegedly violating the FDCPA (Fair Debt Collections Practices Act) by making harassing and abusive phone calls to consumers.  There are all kinds of websites out there that list all of the…

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BEWARE: Bill Collectors Troll Social Media Sites

bill-collectors-2

Careless postings in Facebook, Twitter, MySpace and LinkedIn poses very real risks to your personal privacy, your employment, and possibly your wages and bank balance. Guess who is gathering information on you!

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Facebook Warns Bill Collectors

Bill-Collector-Facebook

Facebook® Policy Says A Bill Collector Can Not Use It’s Site To Get People To Contact Them To Acknowledge A Debt           A Florida bill collector recently contacted a St Petersburg woman’s Facebook® friends in an effort to get them to tell her to call the bill collector to acknowledge…

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STOPS Bill Collector Harassment!

Bill Collector Terminator-Letter

 Amazing 1-Page “Bill Collector Terminator Letter” That STOPS a Harassing Bill Collector INSTANTLY! The Bill Collector Terminator Letter Will Also HELP You Get a Collection Lawsuit DISMISSED If They Decide to File a Lawsuit Against You For the Unpaid Debt!  Click-Here NOW For Complete Details on…

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Obama’s Treasury Secretary Wants To Allow Banks To Continue Using Robo Signed False Affidavits

False Affidavits

          As I am sure you already know, a robo signer refers to a Bank employee whose job it is to sign their name to as many “false affidavits” as possible without reading them.  Robo signed false affidavits have been a rage among mortgage servicers…

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Finally …Consumers Are Granted “DUE PROCESS”

due-process

           If you have ever had to endure a Civil Lawsuit then I am sure you can attest to the fact that consumers very seldom experience “Due Process” like a corporate litigant does.  Well here’s an exception that everyone should applaud considering it pertains to…

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How To Qualify For The Lowest Auto Loan Rate

How To Qualify For The Lowest Auto Loan Rate

               Finally there is some good news to report regarding the auto loan rate you can get in 2011.   Things are starting to look up for consumers who want to finance their car purchases. Credit restrictions are easing for auto loans and auto loan rates have dropped considerably. Even…

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“Due Process” Doesn’t Apply To Deadbeats!

Due Process

“Not Giving Deadbeats Due Process Is The Definition of Due Process Your Honor.”           That’s the attitude that most Debt Collection Attorneys have when they are forced to have to follow the rules of civil procedure and the rules of evidence to prove that you owe the amount they claim you owe.    The collection industry…

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MERS – The Biggest Bank Heist in History

MERS

What Is “MERS” and What Role Does It Play in the Foreclosure Scandal ?           The Mortgage Electronic Registration Systems Inc, better known as MERS is a “shell” corporation with no employees created and owned by all of the big banks and used to process title to property that…

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Banks Caught Using False Affidavits

false affidavit

False Affidavits Could Get Tens of Thousands of Lawsuits Dismissed.           Employees of several major Banks have acknowledged in depositions that they signed thousands of false affidavits authenticating the accuracy of the foreclosure documents without reading them which means the person signing the document lied.  They…

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Social Networking Sites Are Debt Collectors #1 Tool

debt collectors

BEWARE – Debt Collectors Are Watching You!           Did you know that debt collectors are lurking in facebook, twitter and every other social networking site?  The first thing debt collectors do when they get your file is view your online facebook profile?   I know that you…

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Credit Debt Settlement

credit debt settlement

Should You Enroll Into A Credit Debt Settlement Program?           Thinking that you can cut your debt in half or more by using a ‘Credit Debt Settlement Company’ surely seems appealing doesn’t it?  But can it really be done?  Let’s do the math to see if…

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Credit Card Debt Consolidation

Credit Card Debt Consolidation

Never Ever Let Somebody Convince You That A Credit Card Debt Consolidation Loan Is Going To Benefit You!           The next time somebody tells you to get a credit card debt consolidation loan because it will help you get yourself out of debt, thank them…

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Why Your FICO Score Must Be 680 or Higher!

Why Your FICO Score Must Be 680 or Higher!

You Will Not Get Approved For A Mortgage or a Refi If Your FICO Score is 679 or Lower without having to pay thousands of extra dollars in up-front fees! There is a SIMPLE way to get around this though.

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Get A Debt Collector To Pay You Instead

 Vulgar Voicemails Force A Debt Collector To Pay $1.5 Million To A Debtor WFAA TV in Dallas, Texas recently reported that harassing and threatening voicemail messages left by a debt collector on Allen Jones’ mobile phone are nothing short of vulgar.   Debt Collector Harrasment…

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Debt Collectors Drive People To Kill

debt_collectors

          An article in the New York Times on 8/3/2010 implies that the constant harassment from debt collectors drove Omar Thornton to kill 8 co-workers in Hartford, CT.  Why would a major news paper in the largest city in the country print a story 1-day…

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“How To Fix Bad Credit – NOT”

how-to-fix-your-credit

Everybody Needs To Fix Bad Credit! If the title, “How To Fix BAD Credit – NOT” confused you I apologize.  I guess I should have titled it, Credit Repair Companies Cannot Fix Bad Credit.  And it is a waste of your time and money because it…

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“Whats A GOOD Credit Score?”

whats a good credit score

          Before I tell you “whats a good credit score” you need to know that all 3 credit bureaus have a credit score for you and they will usually vary 10 to 40 points depending upon the number of bad credit items that are on each specific…

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Credit Report Dispute – The Only Legal Way To Repair Your Credit.

Credit Report Dispute – The Only Legal Way To Repair Your Credit.

FCRA 15 USC 1681 Credit Report Dispute (Known as Section 609 Credit Report Dispute) focuses on whether or not Credit Bureaus have the “verifiable proof” in their files that the Courts have ruled is required by the Fair Credit Reporting Act (F.C.R.A.) before they can…

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“BAD CREDIT RATING” How Much Money Per Month Does It Really Cost You?

“BAD CREDIT RATING” How Much Money Per Month Does It Really Cost You?

How Much Is Your "Bad Credit Rating" Costing You On Your Car Loans? What is the rate if you have a "Bad Credit Rating"? What is a "Bad Credit Rating"? What is the rate if you have a "Good Credit Rating"? What is a "Good…

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“CREDIT CARD LAWSUIT”: There Are Many Ways To Get It Dismissed

credit_card_lawsuit

If you want to get your Credit Card Lawsuit dismissed you have to force the attorney representing the bank to abide by the various rules. If you don’t they will break every rule in the book including filing false affidavits to support their allegations. How…

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“LOOPHOLE” vs “SCAMS”

loopholes

Read this article to learn how we find loopholes and create tools for you to be able to take advantage of these loopholes. Are our tools and resources available on this site legitimate or are they unproven scams? Here is just one example of the…

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Your Bank Is Finally Forced To STOP Charging You 31,200% Interest

stressedwoman

          No, that’s not a misprint that you just read about your bank.  You read that right.  Yes your bank has been charging 31 thousand and 200 percent Interest.  In fact, many of you have been charged 218,400 % Interest by your bank.  Don’t get mad…

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Get The “Legal Dispute Service” Process Started Now!

After You Read the "FREE" Guide "How To LEGALLY Get ALL of the Negatives On Your Credit Report Deleted" then come back here to get the process started! CLICK on the Credit Restoration Button on the Menu Bar at the top of the site to…

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COMING SOON!

coming_soon

This Site Will Soon Be Your #1 Source of Tools & Resources To Guide You Through The Process of Eliminating All of Your Debt Without Having To File Bankruptcy! You’ll Soon Have Access to Such Things as:  Letters successfully used by Consumers, just like yourself, to STOP…

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NEWS FLASH? You’re Still Getting Screwed By The Credit Card Companies & Here’s How To Fight Back!

NEWS FLASH? You’re Still Getting Screwed By The Credit Card Companies & Here’s How To Fight Back!

Even After The New “Landmark Credit Card” Legislation You’re Still Getting Screwed by the Banks!           Your President and Congress called it “Landmark Credit Card Reform” but as usual you can’t believe a word these carpetbaggers spew.   They claimed that their landmark legislation was geared…

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Welcome !

Your Soon-To-Be #1 Source of TOOLS & RESOURCES For Dealing With Debt Collectors, Getting Lawsuits Dismissed, Clearing Away Your Debt & Restoring Your Credit to 740+.  We have over 1,200 Documents to upload to this site so come back often to see what’s new every…

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