This Section 609 Federal Law Shows You How To Dispute Credit Report Accuracies If you do a search on the Internet for “How To Dispute Credit Report” you will find that the first page  search results: 1) Are all from websites owned or controlled...
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Bill Collector Abuse!           Bill collectors are being sued in courts across the country for allegedly violating the FDCPA (Fair Debt Collections Practices Act) by making harassing and abusive phone calls to consumers.  There are all kinds of websites out there that list all of...
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Careless postings in Facebook, Twitter, MySpace and LinkedIn poses very real risks to your personal privacy, your employment, and possibly your wages and bank balance. Guess who is gathering information on you!
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Facebook® Policy Says A Bill Collector Can Not Use It’s Site To Get People To Contact Them To Acknowledge A Debt           A Florida bill collector recently contacted a St Petersburg woman’s Facebook® friends in an effort to get them to tell her to call the bill collector to...
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 Amazing 1-Page “Bill Collector Terminator Letter” That STOPS a Harassing Bill Collector INSTANTLY! The Bill Collector Terminator Letter Will Also HELP You Get a Collection Lawsuit DISMISSED If They Decide to File a Lawsuit Against You For the Unpaid Debt!  Click-Here NOW For Complete Details...
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          As I am sure you already know, a robo signer refers to a Bank employee whose job it is to sign their name to as many “false affidavits” as possible without reading them.  Robo signed false affidavits have been a rage among mortgage...
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           If you have ever had to endure a Civil Lawsuit then I am sure you can attest to the fact that consumers very seldom experience “Due Process” like a corporate litigant does.  Well here’s an exception that everyone should applaud considering it pertains...
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               Finally there is some good news to report regarding the auto loan rate you can get in 2011.   Things are starting to look up for consumers who want to finance their car purchases. Credit restrictions are easing for auto loans and auto loan rates have dropped considerably....
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“Not Giving Deadbeats Due Process Is The Definition of Due Process Your Honor.”           That’s the attitude that most Debt Collection Attorneys have when they are forced to have to follow the rules of civil procedure and the rules of evidence to prove that you owe the amount they claim you owe.    The collection...
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What Is “MERS” and What Role Does It Play in the Foreclosure Scandal ?           The Mortgage Electronic Registration Systems Inc, better known as MERS is a “shell” corporation with no employees created and owned by all of the big banks and used to process title to property...
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False Affidavits Could Get Tens of Thousands of Lawsuits Dismissed.           Employees of several major Banks have acknowledged in depositions that they signed thousands of false affidavits authenticating the accuracy of the foreclosure documents without reading them which means the person signing the document lied. ...
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BEWARE – Debt Collectors Are Watching You!           Did you know that debt collectors are lurking in facebook, twitter and every other social networking site?  The first thing debt collectors do when they get your file is view your online facebook profile?   I know that...
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Should You Enroll Into A Credit Debt Settlement Program?           Thinking that you can cut your debt in half or more by using a ‘Credit Debt Settlement Company’ surely seems appealing doesn’t it?  But can it really be done?  Let’s do the math to see...
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Never Ever Let Somebody Convince You That A Credit Card Debt Consolidation Loan Is Going To Benefit You!           The next time somebody tells you to get a credit card debt consolidation loan because it will help you get yourself out of debt, thank...
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You Will Not Get Approved For A Mortgage or a Refi If Your FICO Score is 679 or Lower without having to pay thousands of extra dollars in up-front fees! There is a SIMPLE way to get around this though.
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 Vulgar Voicemails Force A Debt Collector To Pay $1.5 Million To A Debtor WFAA TV in Dallas, Texas recently reported that harassing and threatening voicemail messages left by a debt collector on Allen Jones’ mobile phone are nothing short of vulgar.   Debt Collector...
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          An article in the New York Times on 8/3/2010 implies that the constant harassment from debt collectors drove Omar Thornton to kill 8 co-workers in Hartford, CT.  Why would a major news paper in the largest city in the country print a story...
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Everybody Needs To Fix Bad Credit! If the title, “How To Fix BAD Credit – NOT” confused you I apologize.  I guess I should have titled it, Credit Repair Companies Cannot Fix Bad Credit.  And it is a waste of your time and money because...
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          Before I tell you “whats a good credit score” you need to know that all 3 credit bureaus have a credit score for you and they will usually vary 10 to 40 points depending upon the number of bad credit items that are on each...
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          The Section 609 Credit Report Dispute focuses on whether or not Credit Bureaus have the “verifiable proof” required by the Fair Credit Reporting Act (FCRA) to report a negative credit item on your report.           The fact is, none of the 3 major credit...
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How Much Is Your "Bad Credit Rating" Costing You On Your Car Loans? What is the rate if you have a "Bad Credit Rating"? What is a "Bad Credit Rating"? What is the rate if you have a "Good Credit Rating"?...
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If you want to get your Credit Card Lawsuit dismissed you have to force the attorney representing the bank to abide by the various rules. If you don’t they will break every rule in the book including filing false affidavits to support their...
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Read this article to learn how we find loopholes and create tools for you to be able to take advantage of these loopholes. Are our tools and resources available on this site legitimate or are they unproven scams? Here is just one...
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          No, that’s not a misprint that you just read about your bank.  You read that right.  Yes your bank has been charging 31 thousand and 200 percent Interest.  In fact, many of you have been charged 218,400 % Interest by your bank.  Don’t get...
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After You Read the "FREE" Guide "How To LEGALLY Get ALL of the Negatives On Your Credit Report Deleted" then come back here to get the process started! CLICK on the Credit Restoration Button on the Menu Bar at the top of the...
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This Site Will Soon Be Your #1 Source of Tools & Resources To Guide You Through The Process of Eliminating All of Your Debt Without Having To File Bankruptcy! You’ll Soon Have Access to Such Things as:  Letters successfully used by Consumers, just like yourself, to...
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Even After The New “Landmark Credit Card” Legislation You’re Still Getting Screwed by the Banks!           Your President and Congress called it “Landmark Credit Card Reform” but as usual you can’t believe a word these carpetbaggers spew.   They claimed that their landmark legislation was...
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Your Soon-To-Be #1 Source of TOOLS & RESOURCES For Dealing With Debt Collectors, Getting Lawsuits Dismissed, Clearing Away Your Debt & Restoring Your Credit to 740+.  We have over 1,200 Documents to upload to this site so come back often to see what’s new...
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